Tuesday, December 31, 2019

Customize this Component Engineer Resume

Customize this Component Engineer ResumeCustomize this Component Engineer ResumeUse this Component Engineer Resume Example with Objective, Technical Skills, Duties, Education and Certification to write your own Component Engineer Resume.Create this Resume Alfonso Gipson1779 Church StreetFlushing, NY 11354(777)-830-9557a.gipsonsampleresume.netJob Objective To be able to work as Component Engineer in an electronics company where my profound knowledge in component specifications, programming, and component manufacturing processes will be helpful in providing design and engineering solutions in the industry.Skills Wide experience in electronic component specifications Possesses good communication skills both in spoken and written English Wide knowledge on electrical component dimensions Well-equipped in procurement practices and supplier management Experienced in software application including Word, Excel, and PowerPoint Excellent programming skills Skilled in component manufacturing pr ocesses Knowledgeable in product engineeringProfessional ExperienceSr. Component Engineer, January 2009 PresentGlobe Soft, New Haven, CTResponsibilities Analyzed the compatibility of component parts within a CPN group. Determined the procedures done in BOM scrubbing. Reviewed Design Centers and checked if the right content is provided. Assessed and reviewed ODM projects in gathering the contents. Executed maintenance for component database.Jr. ComponentEngineer, March 2006 December 2008ATR Tech, New Haven, CTResponsibilities Collected the suppliers parametric and logistical data for comparison purposes. Analyzed the DFM Package Creation. Re-checked the packaging of DFM Analysis. Delivered complete designs to industrial infrastructures such as Company A and B. Analyzed and assessed existing electronic component.EducationM.S. in Electronics, 2006Rensselaer Polytechnic Institute, Troy, NYB.S. in Electrical Engineering, 2002Rensselaer Polytechnic Institute, Troy, NYCertifications and Affiliations Association of Components Engineers Certificate in VBA Programming Customize ResumeMore Sample Engineer ResumesClinical Engineer Resume Commissioning Engineer Resume Component Engineer Resume

Friday, December 27, 2019

Why hearing Christmas music in November can be irritating

Why hearing Christmas music in November can be irritatingWhy hearing Christmas music in November can be irritatingFor shoppers in stores, Christmas comes early. Known as Christmas creep, this marketing tactic introduces holiday-themed merchandise and sounds long before December 25th. An analysis of the top 100 retailers in the U.S. found that Best Buy is even playing holiday music in October.Is this early holiday cheer a cause for celebration? It is happening whether you like it or not. On November 1st, Mariah Careys All I Want for Christmas Is You, began its ascent up to top 100 charts.But for some of us, the arrival of festive hymns makes us feel like a grumpy Grinch. A 2011 Consumer Reports survey found that almost one in four of us dread hearing holiday music. A psychologist explains whyWhy early Christmas music can be stressfulThese negative emotions are normal, Linda Blair, a clinical psychologist in the United Kingdom, told Sky News, because music is not just background noise, it is sound that is made to make you feel. Christmas music is likely to irritate people if its played too loudly and too early, she said.Blair said the holiday music can be stressful because it reminds us of the obligations that are tied to the holiday.It might make us feel that were trapped its a reminder that we have to buy presents, cater for people, organize celebrations. Some people will react to that by making impulse purchases, which the retailer likes. Others might just walk out of the shop. Its a risk, she said.Music can manipulate us to spend more money until it annoys us enough to make us leave. Thirty-six percent of respondents in a 2014 poll said that listening to holiday music in a store is enough to make them leave.Retail employers should be cognizant of the effect of endless holiday songs on their clients and employees. When shoppers enter a store, they may be hoping for respite and relief from the onslaught of Jingle Bell Rock.

Sunday, December 22, 2019

The most affordable private colleges for low-income families

The fruchtwein affordable private colleges for low-income familiesThe most affordable private colleges for low-income familiesDespite rising sticker prices, many of the most elite private schools remain in reach for even the poorest Americans. Contrary to popular belief, research suggests that the most selective colleges and universities are often the most affordable options for low-income families due to need-blind admissions and generous financial aid programs. However, many low-income families are intimidated by high published tuition rates and look only at seemingly less expensive and less competitive schools.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreResearch conducted by The Hamilton Project, part of the Brookings Institution, shows a clear correlation between cost and selectivity. Tuition data from the National Center for Education Statistics and selectivity classifications from Bar rons indicate that the most competitive schools have the highest comprehensive costs (including room and board), but also the lowest out-of-pocket costs for students from the bottom income group. This means that students from low-income families should not be discouraged by high sticker prices at selective schools. Often, these schools will be the most affordable option while providing more educational resources that will better prepare them for the future.According to David Feldman, Professor of Economics at the College of William and Mary and coauthor of The Anatomy of College Tuition, Tuition discounting is not new, but for a variety of reasons the size of the average discount has grown at both public and private universities over the past 25 years. This growing use of discounting is part of the reason for rapidly rising list price tuition in recent years.Data from the College Board on college pricing and student aid underscore Feldmans point. Driven up by rising costs and increa sed tuition discounting, since 1998, the published tuition, fees, room, and board at private non-profit four-year institutions increased an average of 2.7 percent per year (after adjusting for inflation). The average net price for tuition, fees, room, and board, however, increased at an average 1.3 percent per year, creating a growing gap between published tuition and what students actually pay.As family incomes have stagnated over the past decade, schools have had to increase tuition discounting to retain a socioeconomically diverse student body. The attempt to maintain economic diversity pushes up list price tuition, and this is not a schwimmbad thing, said Feldman.The main issue is that many low-income families do not understand the financial aid process. According to Feldmans report, the complexity of the financial aid system is a strong deterrent for low-income students applying to college. The large amount of paperwork and the uncertainty about financial aid until the end of t he application process disincentivizes even high-achieving students from applying to selective schools. Simplifying the financial aid application process is an important first step in addressing these issues.The Expanding College Opportunities project created by The Hamilton Project offers similar insight into the power of information. Its researchers showed that by having strategic informational interventions during the college search and application process, low-income students applied to, were admitted to, and enrolled in more selective schools. These students also paid less to enroll in selective schools than they would have paid at less selective schools.To find which private universities are most affordable for low-income students, HeyTutor analyzed net price and financial aid data for the 2016-2017 school year from the National Center for Education Statistics (NCES) Integrated Postsecondary Education Data System (IPEDS). HeyTutor determined what students in the $0-$30,000 and the $30,001-$48,000 income brackets would pay out-of-pocket for each school.For some schools the average net price reported by the NCES is negative. This is because aid awarded can cover other costs not recognized in the published price of attendance (for example travel and participation in certain clubs/activities). In addition, for many schools, students in the lowest income group have a higher reported average net price than students in the $30,000-$48,000 group. This can result from the lowest-income group receiving additional aid outside of federal, state, and institutional sources (e.g. private scholarships), which are not included in the NCES average net price calculation.That said, the following list of highly-competitive schools offer some of the steepest discounts for students from low-income families.The most affordable private schools for low-income families20. University of PennsylvaniaAverage net price ($0-$30,000) $7,755Average net price ($30,001-$48,000) $5,323Publi shed total price of attendance $69,880Percentage of students paying full price 42%Undergraduate enrollment 11,716schauplatz Philadelphia, PAThe first of many Ivy League colleges on this list, the University of Pennsylvania is more commonly known as Penn. This urban campus in the heart of Philadelphia is steeped in colonial history and welches founded by Benjamin Franklin. Today, Penn is home to 12 undergraduate and graduate schools, including the prestigious Wharton School of Business. On average, low-income students at Penn pay one-tenth of the published price.19. Massachusetts Institute of TechnologyAverage net price ($0-$30,000) $7,432Average net price ($30,001-$48,000) $4,727Published total price of attendance $65,612Percentage of students paying full price 16%Undergraduate enrollment 4,547Location Cambridge, MALocated just outside of Boston, MIT is a major innovation hub for STEM students and research. The MIT Sloan School of Management also offers business and economics degree s at both the undergraduate and graduate level. According to MIT Student Financial Services, 72 percent of MIT undergraduates graduate debt-free. MIT is also one of the most selective colleges in the country, admitting only 6.7 percent of undergraduates for the Class of 2022.18. Barnard CollegeAverage net price ($0-$30,000) $6,225Average net price ($30,001-$48,000) $6,207Published total price of attendance $69,912Percentage of students paying full price 50%Undergraduate enrollment 2,544Location New York, NYBarnard College is the only womens college on this list. Students at Barnard can draw upon the vast resources of New York City for academic, social, and professional opportunities. Notably, Barnard has an academic partnership with the neighboring Columbia University. This means that Barnard students can take classes at Columbia, use its libraries, and participate in its student organizations. Half of the students at Barnard College pay the full attendance price, the highest percen tage on this list.17. Colorado CollegeAverage net price ($0-$30,000) $5,659Average net price ($30,001-$48,000) $7,729Published total price of attendance $66,124Percentage of students paying full price 45%Undergraduate enrollment 2,107Location Colorado Springs, CONestled at the base of Pike Peak, Colorado College offers the best of city life and outdoor recreation outside of the classroom. Unlike most universities, which use a traditional semester schedule, Colorado College uses a Block Plan, in which students take one class every 3.5 weeks. Colorado College is classified as a liberal arts college and most academic majors are in the humanities, sciences, social sciences, and foreign languages. The published price of attendance is $66,124, and low-income students pay roughly 90 percent less.16. Vassar CollegeAverage net price ($0-$30,000) $4,900Average net price ($30,001-$48,000) $8,522Published total price of attendance $69,010Percentage of students paying full price 24%Undergraduate enrollment 2,353Location Poughkeepsie, NYVassar College is a small liberal arts school located about an hour and a half north of New York City. Although Vassar has been co-ed since 1969, the college is considered one of the Seven Sisters, a group of historically womens-only colleges. Vassar has more than 100 student organizations, but no fraternities or sororities. Its academics are excellent.15. Washington University in St LouisAverage net price ($0-$30,000) $5,716Average net price ($30,001-$48,000) $6,580Published total price of attendance $68,531Percentage of students paying full price 46%Undergraduate enrollment 7,675Location Saint Louis, MOCasually referred to as WashU, Washington University in St. Louis is a private research university composed of seven undergraduate and graduate schools. WashU is known for its engineering programs, art and design school, and business school. Students can participate in a variety of extracurricular activities, including student media, Greek l ife, and sports. For financial aid, Washington University in St. Louis offers more than 125 different academic scholarships and fellowship programs that range from partial to full tuition.14. Swarthmore CollegeAverage net price ($0-$30,000) $6,120Average net price ($30,001-$48,000) $4,422Published total price of attendance $67,110Percentage of students paying full price 37%Undergraduate enrollment 1,577Location Swarthmore, PALocated in the Philadelphia suburbs, Swarthmore College has the lowest undergraduate enrollment on this list at 1,577. Although the college was founded by the Society of Friends (the Quakers), the school currently has no religious affiliation. Similar to Barnard, Swarthmore has partnerships with other schools in the area. Swarthmore students can take classes at nearby Bryn Mawr College and Haverford College through the Tri-College Consortium.13. Brown UniversityAverage net price ($0-$30,000) $5,335Average net price ($30,001-$48,000) $5,459Published total price o f attendance $69,010Percentage of students paying full price 42%Undergraduate enrollment 6,988Location Providence, RIBrown University is located in Providence alongside Providence College and the Rhode Island School of Design, lending the surrounding area a strong college town atmosphere. Unlike most universities, which require general education requirements and major-specific curriculums, Brown University encourages students to forge their own academic path and has no distribution requirements. Brown University is also part of the Ivy League. The university budgeted $135 1000000 for need-based financial aid in 2018-2019.12. Brigham Young University-IdahoAverage net price ($0-$30,000) $5,235Average net price ($30,001-$48,000) $5,529Published total price of attendance $9,410Percentage of students paying full price 39%Undergraduate enrollment 51,881Location Rexburg, IDBrigham Young University-Idaho has the lowest published total price of attendance on this list, at only $9,410. Founde d by the Church of Jesus Christ of Latter-day Saints, BYU-Idaho is one of the only religiously affiliated schools on this list. The school requires students to follow a faith-based honor code. Academics at BYU-Idaho are varied, and include subjects in the humanities, sciences, engineering, business, and performing arts. BYU-Idaho also has the largest undergraduate enrollment on this list at 51,881.11. Bates CollegeAverage net price ($0-$30,000) $4,999Average net price ($30,001-$48,000) $5,582Published total price of attendance $67,620Percentage of students paying full price 49%Undergraduate enrollment 1,787Location Lewiston, MEBates College is a liberal arts college with a strong sense of community. Many students volunteer, conduct research, or perform work through community-engaged initiatives. The academic calendar is composed of two traditional semesters and one Short Term, which is a five week immersive course that often takes place off campus. Underscoring the schools academic rigor, every senior at Bates College must complete a thesis or capstone project. Just under half of students at Bates College pay full tuition.10. Vanderbilt UniversityAverage net price ($0-$30,000) $1,168Average net price ($30,001-$48,000) $6,043Published total price of attendance $64,542Percentage of students paying full price 30%Undergraduate enrollment 6,885Location Nashville, TNNamed after famous industry titan Cornelius Vanderbilt, Vanderbilt University is composed of 10 schools in disciplines like the humanities, music, and engineering. Located in the heart of Nashville, Vanderbilt University offers students an excellent college town with many opportunities to enjoy live music, dining, and entertainment off-campus. The Vanderbilt Commodores are an NCAA Division I gruppe in the Southeastern Conference, and college basketball and football play a large part in student life.9. Yale UniversityAverage net price ($0-$30,000) $4,978Average net price ($30,001-$48,000) $4,392Published total price of attendance $70,570Percentage of students paying full price 41%Undergraduate enrollment 5,746Location New Haven, CTYale University is one of the oldest universities in America and another member of the Ivy League. Yale University has a wide array of academic programs, including music, business, science, and humanities. Yale students live in one of 14 residential colleges throughout the duration of their studies and have ample opportunities for extra-curricular activities. According to its financial aid website, Yale was the first private research university in America to establish need-blind admissions and need-based financial aid for undergraduates.8. Williams CollegeAverage net price ($0-$30,000) $2,780Average net price ($30,001-$48,000) $3,798Published total price of attendance $68,500Percentage of students paying full price 38%Undergraduate enrollment 2,080Location Williamstown, MAWilliams College is a prestigious liberal arts college located in the Berkshires in r ural Massachusetts. Unlike most American universities, which offer lecture- or seminar-based education, Williams College also incorporates a tutorial system similar to Oxford University. With tutorials, students rely heavily on independent work, which is supported and critiqued by peers as well as a guiding professor. Williams College is known for small class sizes and its close-knit community.7. University of ChicagoAverage net price ($0-$30,000) $3,620Average net price ($30,001-$48,000) $2,289Published total price of attendance $73,560Percentage of students paying full price 39%Undergraduate enrollment 6,310Location Chicago, ILThe University of Chicago is an urban, private research university. The university features more than 400 student organizations and more than 100 majors and minors. The University of Chicago is also highly selective in its admissions process and is known for its thought-provoking application essay questions. The University of Chicago has the highest publishe d price of attendance on this list at $73,560, but the average low-income student pays under $4,000 per year.6. Washington and Lee UniversityAverage net price ($0-$30,000) $496Average net price ($30,001-$48,000) $3,298Published total price of attendance $63,880Percentage of students paying full price 36%Undergraduate enrollment 1,827Location Lexington, VAOne of the few Southern universities on this list, Washington and Lee University is located in the rural setting of Lexington, VA. Depending on their academic interest, undergraduates may choose to enroll in the College (which includes a variety of majors and minors), or the Williams School of Commerce, Economics, and Politics. The university is home to more than 100 student organizations, including Greek life, an investment society that manages $10 million of the Universitys endowment, and an Outing Club that explores the natural surroundings of Lexington.5. Princeton UniversityAverage net price ($0-$30,000) $1,948Average net price ($30,001-$48,000) $1,771Published total price of attendance $63,850Percentage of students paying full price 40%Undergraduate enrollment 5,394Location Princeton, NJPrinceton University is located about halfway between Philadelphia and New York City. This university offers academic programs in humanities, social sciences, natural sciences, and engineering. Princeton students live in one of six residential colleges, which provide housing as well as a common social outlet. Many students also choose to join an eating club in their junior and senior years. All Princeton undergraduates are required to write a senior thesis. According to the Princeton admissions website, 82 percent of seniors graduated debt-free in 2017-2018. Like many other colleges on this list, Princeton University is a member of the Ivy League.4. Berea CollegeAverage net price ($0-$30,000) $452Average net price ($30,001-$48,000) $2,197Published total price of attendance $32,994Percentage of students paying full price 0 %Undergraduate enrollment 1,670Location Berea, KYLocated in Appalachia, the Christian-affiliated Berea College was the first college in the South to become coeducational and interracial. The college is notable for its mission of providing higher education to students with limited economic means. As such, no students at Berea pay the full published price. Instead, Berea relies on endowment income, donations, and financial aid to cover the costs of attendance. All students must work a minimum of 10 hours per week as part of their aid package.3. Stanford UniversityAverage net price ($0-$30,000) $0Average net price ($30,001-$48,000) $2,548Published total price of attendance $66,184Percentage of students paying full price 33%Undergraduate enrollment 7,064Location Stanford, CAStanford University is the only West Coast university on this list. Located in the Bay Area, about 30 miles from San Francisco, Stanford combines a college town setting with easy access to a big city. Undergraduates can pursue more than 65 different majors, and the school actively encourages participation in research programs and study abroad. Only one-third of Stanford students pay the full tuition price, and the average student in the $0-$30,000 income bracket will pay nothing out of pocket.2. Harvard UniversityAverage net price ($0-$30,000) -$230Average net price ($30,001-$48,000) $632Published total price of attendance $66,609Percentage of students paying full price 28%Undergraduate enrollment 9,965Location Cambridge, MAHarvard University was founded in 1636, making it the oldest university in the country. Harvard is known as being one of the most selective universities in the country as well, admitting less than 5 percent of applicants. Many of the 50 fields of study at Harvard are interdisciplinary, like History and Literature or Chemistry and Physics. For low-income families making $30,001-$48,000, Harvard has the lowest average net price on this list at $632 per year. Harvard is also an Ivy League college.1. Duke UniversityAverage net price ($0-$30,000) -$1,070Average net price ($30,001-$48,000) $827Published total price of attendance $69,558Percentage of students paying full price 32%Undergraduate enrollment 6,696Location Durham, NCAt -$1,070, Duke University has the lowest average net price for low-income families making $0-$30,000. The negative net price is likely the result of aid awarded to low-income students covering costs not included in the published price of attendance (for example travel and participation in certain clubs/activities). Duke University offers two academic paths for undergraduates the Trinity College of Arts Sciences and the Pratt School of Engineering. In addition to its affordability for low-income students, Duke is known for its stellar college basketball team and rivalry with nearby UNC-Chapel Hill. Duke University had an 8.6 percent acceptance rate for the Class of 2022.Methodology full resultsThe data used in this analysis is from the National Center for Education Statistics (NCES) Integrated Postsecondary Education Data System (IPEDS). Net price and financial aid data is for the 2016-2017 school year- the most recent data available. Statistics on enrollment, tuition, fees, room, and board are from the 2017-2018 school year, which is also the most recent data available.Net price data is for full-time undergraduate students entering postsecondary education for the first time and awarded Title IV aid. Average net price is generated by subtracting the average amount of federal, state, local, institutional, and scholarship aid from the total published price of attendance. Total price of attendance includes published tuition and fees, books, supplies, room, board, and other expenses.For this analysis, the average net price for students in both the $0-$30,000 and the $30,001-$48,000 income brackets were evaluated. Both average net price data fields were converted to percentiles, and the percentiles were averaged to derive a composite affordability score. Institutions were then ranked by this composite score.Only private, not-for-profit, degree-granting, four-year or above institutions with at least 1,000 undergraduates are included. Additionally, special-focus institutions (e.g. performing arts, health, faith-related, etc.), online/distance education institutions, and institutions located in U.S. territories were filtered out.For a complete list of the top 100 most affordable private colleges and universities for low-income students, see the original story on HeyTutor.This article first appeared on Heytutor.com.

Tuesday, December 17, 2019

Short-term Disability vs Temporary Disability Insurance

Short-term Disability vs Temporary Disability InsuranceShort-term Disability vs Temporary Disability InsuranceWorrying about life and whether or not your family will be secure if something happens to you? You are not alone. The good news is that a majority of employers offer employees either short-term disability insurance (SDI) or temporary disability insurance (TDI). These are financial products that provide a portion of your lost income if you become disabled and cannot work. There are also some employers that offer employees both fonts of coverage based on the industry in which they work. What are the differences between each font of insurance? We will discuss that, as well as the pros and cons of each type of insurance. What Is Short-Term Disability Insurance SDI? There are quite a few companies that provide their employees with this type of insurance as part of their employee benefits package. There are also some people who purchase this insurance on their own, separate f rom their employment if not offered by their employers. The federal government does not provide workers with any SDI benefits through Social Security. Because of federal laws, employers are required to provide employees with some form of unpaid leave (such as a workers compensation leave or the Family and Medical Leave Act (FMLA). In simplest terms, a short-term disability insurance policy will pay you a portion of your salary after you use up all of your available sick days because of an illness or injury not suffered at work. Depending on the type of plan you have, you could be paid for up to 52 weeks. As with all types of insurance plans, short-term disability has its pros and cons. Pros of SDI Covers employees who are injured or sickened outside of workPays a portion of employees incomeCan be purchased outside of work by employees who are not covered by employer plans Cons of SDI Does not cover?injuries or illnesses suffered at workDoes not pay the entire income of the e mployeeExpires after a set amount of time as defined by the planNot provided through Social Security by the Federal GovernmentDoes not take effect until the employee has used sick time What Is Temporary Disability Insurance TDI? Some states require that employers offer temporary disability insurance to their employees. This type of insurance provides coverage to employees who have suffered an injury or illness outside of where they work and cannot perform their job duties because of it. Any injuries or illnesses suffered on the job are not covered by TDI, but instead by workers compensation benefits. TDI will also cover lengthy leaves of absence from work due to pregnancy and childbirth. A TDI policy will typically pay you up to 60 percent of your salary while out on leave for a period of three to six months. Should you still not be able to work after this time, you might be eligible for long-term disability benefits that can cover you for up to five years from an approved inci dent. Lets take a look at some of the pros and cons of temporary disability insurance. Pros of TDI Plans offered by employersThe insurance covers injuries and illnesses not suffered at workPays a portion of salary, typically 60 percentPayments are made for a period of three to six monthsCan take effect prior to activation of SDI policy benefits Cons of TDI Plans do not last the length of illness or injury for some peopleThe policy does not cover anything suffered at workDoes not pay 100 percent of salaryWill expire, leading employee to apply for long-term disability benefits As you can see, there are some notable differences between short-term disability insurance and temporary disability insurance plans. Whether you are covered under these plans, all depends on what your employer offers. If your employer does not offer SDI, you could always purchase coverage yourself to provide peace of mind.

Thursday, December 12, 2019

Air Force Cardiopulmonary Laboratory Technician

Air Force Cardiopulmonary Laboratory TechnicianAir Force Cardiopulmonary Laboratory TechnicianOn the one hand, the human heart and lungs are two systems that go together like spaghetti and meatballs, so its only natural to treat them together. On the other hand, theyre both incredibly complex systems to get a handle on. So its no surprise that in the Air Force, enlisting in Air Force Specialty Code 4H to become a cardiopulmonary (CP) laboratory technician requires a sharp mind and extensive training, and that successful graduates earn a rewarding career with lucrative opportunities in the military and the civilian healthcare system. Duties and Responsibilities Dont let the word laboratory in this job title fool you Cardiopulmonary work is about hands-on patient care, not beakers and bunsen burners. Although theyre technically enlisted assistants to commissioned medical professionals, CP lab techs do more than just grunt work. Heres a sampler of some duties and procedures theyre i nvolved in, according to the Air Force Enlisted Classification Manual Electrocardiograms CP lab techs are instrumental in administering electrical diagnostics on the human heart. Like registered nurses, theyre also expected to interpret the waveforms for signs of serious conditions, such as arrhythmias, conduction blocks, and heart attacks.Invasive heart procedures 4Hs are also present in the operating room, assisting cardiologists with invasive procedures including angiography (visualizing the blood vessels of the heart using dyes and x-ray) and life-saving procedures like balloon angioplasty and placing stents (unblocking clogged arteries around the heart, as in a heart attack.) Respiratory therapies These include simple measures like testing and maintaining lung function with external devices, as well as invasive procedures such as helping the doctor intubate a patient and caring for patients on mechanical ventilation. Military Requirements As you can imagine, cadets who want to work in the cardiopulmonary laboratory field need to be ready for some rigorous academics. Accordingly, the Air Force only accepts those with a high school diploma, and the Enlisted Classification Manual adds that high school or college courses in algebra and chemistry are mandatory. Theres nothing else in the manual about entry requirements, although ?Rod Powers has discovered that a general aptitude (arithmetic reasoning and verbal expression) score of at least 44 is necessary when you take the Armed Services Vocational Aptitude Battery (ASVAB). Education Following eight and a half weeks of Air Force basic training, be ready to switch gears to some high-octane academic work at the joint-service Medical Education and Training Campus (METC), located at Fort Sam Houston, Texas. METCs Cardiopulmonary Program is divided into an academic and clinical phase. The first phase lays a ton of necessary groundwork in the classroom, covering fundamentals like anatomy and physiology, che mistry, pharmacology, microbiology . . . and disease processes as well as specific techniques for treating patients and using the wide variety of equipment at the CP lab techs disposal, such as mechanical ventilators and electrocardiograms. The second phase takes students out of the classroom and into the real world, assigning them to any one of the Air Forces many medical facilities across the country. Here, on-the-job training ensures that those who graduate the program are good at their jobs, not just taking written exams. But phase two is also an evaluation of whether these would-be techs can be trusted to exercise judgment and accept responsibility . . . in the care of cardiopulmonary patients, according to the course description. The Air Force recruiting website claims the course lasts a whopping 233 days, but those interested in the 4H field should plan on about a year, given that weekends, holidays, and individual course progress can stretch that number out. But at the other end of that long tunnel lies a challenging career with plenty of opportunities to make a difference for patients in dire need of assistance.

Saturday, December 7, 2019

The Secrets of Actuarial Resume Revealed

The Secrets of Actuarial Resume Revealed The Actuarial Resume Game To find out more on what it requires to be an Actuarial Analyst, take a look at our complete Actuarial Analyst Job Description. To develop into an Actuary you have to pass a collection professional exams. To find out more on what it requires to be an Actuary, take a look at our complete Actuary Job Description. Actuary is among the fruchtwein secure and highest-paying professions readily available, even during tough financial times. Graduation dates are important so employers may have a mental image of your career progress and what type of employment youre searching for. The majority of the moment, applicants waste a great absprache of time worrying what things to write in their resume, rather than how it needs to be written. This type of resume will permit them to compensate for the deficiency of experience by highlighting the things they can supply to the business and its operations through using their abil ities. How well you layout your resume is vital to increasing your likelihood of getting hired. You can also locate some complete time stttes on their site too. You know the company world like the rear of your hand. In the instance of the questions mentioned previously, an actuary might want to know more about the lifestyle and hobbies of someone their organization is offering life insurance to. Other important areas in your work experience will likewise be explored to highlight your credentials and make a stand-out resume. Actuarial Resume Options Pick the resume type which best suits your initial assessment of what youre able to supply to the company where youre applying at. The resume sample has a strong ability to keep a readers interest over the duration of the whole document. Its possible to alter the order of your qualification listing and place the most relevant information first based on the work position which you are applying for. If you choose a one-page resume, be sure that you tailor it like the example above. Actuarial Resume Explained Then, in addition, it mentions relevant coursework and appropriate computer abilities or research experience. After that, dont neglect to include the appropriate computer and technical skills which youve gathered for your actuarial profession. There are lots of ways you are able to supplement your university courses with projects that show initiative and the capability to address real-world difficulties. The function of the program is to supply the broad quantitative background in mathematics, probability, economics, organization, and relevant areas that is essential for success in the actuarial profession and to supply the academic background necessary to pass the initial four actuarial exams. How to compose an expert profile resume genius. Amongst other things, future actuaries ought to be seeking to highlight their analytical abilities, technical abilities and industrial awareness. Our experts w ill explain how to present your abilities and land an interview. As you list your abilities and experience, think of how theyve benefited employers before. For instance, employers typically pay the price of exams and study materials. If a minor isnt feasible, then its wise to take a few associated courses that complement the studies in the major. A core competency section is a vital foundation in aiding you to pass this test. Grant majors the weg to pass the initial three actuarial exams by senior calendar year. Inside this section, you need to convince a hiring manager that youre capable of delivering numerical growth in the part. There are various requirements which should be included in a resume based on the industry where the applicant would love to be a portion of and the work position he or shed love to have. More so, an impressive job track record is among the aspects that people using this sort of resume consider as it supplies an immediate outline of their previou s professional rise and development undertakings. The candidate utilizes a proper action verb that allows the hiring manager to be aware of just the way the candidate approaches an issue and solve its challenges. Sincerely, Name You should also take a look at our post on the best way to compose a magnificent deckblatt letter. My resume will offer extra details concerning my qualifications and accomplishments, and I would welcome the chance for an interview to talk about the performance it is possible to count on from me. 1 cover letter is going to be accepted from students applying for several scholarships. This sample cover letter will allow you to learn how to construct a sales executive cover letter in order for your interviewer doesnt provide another thought in arranging a meeting with you to discuss about the job you want to attain in the organization. Launch site members will get exclusive tips leading to the week to understand how to snag that dream job or internship. E mployers that have a job posted on our website will have the ability to see the complete text of your resume at no extra charge. The very first part of an executive resume should be simplified into three distinct sections. Its possible to find more information about the very first meeting in the PowerPoint below. Resume examples and templates are really helpful, especially when youre writing one of your very first resumes. Our 20 templates supply you with examples for most instances which you could face. You can also see Modern Business Resume Templates One of the absolute most important things to keep in mind while writing a resume is that its not an autobiography. The Hidden Facts on Actuarial Resume Actuaries play an extremely important function in commerce, and in the insurance industry particularly. The Purdue Actuarial Club is extremely active. Actuaries work is necessary to the insurance market. Sales cover letter promoting cover letter.

Monday, December 2, 2019

Spark Hire and PCRecruiter Launch Video Interviewing Integration

Spark Hire and PCRecruiter Launch Video Interviewing IntegrationSpark Hire is thrilled to announce its partnership with PCRecruiter, one of the most popular staffing and recruiting software solutions available. The integration allows PCRecruiter customers to facilitate video interviews directly from their pipeline on the PCRecruiter platform. By taking advantage of this awesome integration, staffing and recruiting firms can greatly increase placement speed, improve candidate and client engagement, and beat their competition.Spark Hire works with thousands of staffing companies from all over the world, therefore, we understand recruiters strong desire to beat competitors to high-quality talent, said Josh Tolan, CEO of Spark Hire. The integration of Spark Hires video interviewing technology with PCRecruiters solutions gives staffing pros the necessary tools to quickly find and connect with candidates and streamline placement at their clients organizations.If youre interested in checkin g out the Spark Hire and PCRecruiter integration or are an existing customer that wants to get set up, contact us today

Thursday, November 28, 2019

Visualize what investing $100 in early stocks would be worth today

Visualize what investing $100 in early stocks would be worth todayVisualize what investing $100 in early stocks would be worth todayTheres a lot of power in being first. And when it comes to Initial Public Offerings, or IPOs, it pays to be one of the earliest investors.But we wanted to understand how much it would pay, so we ran an experiment. Imagine you could go back in time and invest $100 into a handful of great companies when they first went public. What would your investments be worth today?Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moraOf all the companies we analyzed, Nike is the clear winner. An initial investment of $100 in 1980 would be worth over $6 million today.Walmart was a better bet than Amazon, topping the online retail giant by over $1 million in total investment growth.The same investment into Google (Alphabet) when it first went public would be worth only $2,632.Lets start with how we crunched the numbers. We wanted to compare apples to apples, so we made a couple key assumptions. First, we assumed our hypothetical investment of $100 at each IPO would stay with the underlying asset for the long term, but any dividends would be taken out as cash and leid reinvested. Then, we determined the present-day value of the investment through the ups and downs of stock splits, mergers and acquisitions. You can read more about our sources and methodologyhere. In short, you put $100 in at the IPO, and let it ride.The surprising conclusion of our visual is that tech stocks arent historically the best IPOs. Nike and Walmart fare much better than Apple and Google (Alphabet). Want another surprise? Buying $100 of Coca Cola would have been a much better investment than Starbucks. But regardless of how things turned out, the overall story in our visual is the enduring value of great American companies over several decades. Even GE, a company thats suffered its share of setbacks in the last several months, still looks like a great IPO pick after all these years. And although we arent excited about Googles return ($2,632) compared to other companies, thats still pretty good.So it pays to be among the earliest investors, but how do you knowwhat to invest in? All these companies initially started as one among many competitors. Some IPOs skyrocket in value only to plummet in the following years. Other IPOs take a long time to get off the ground. We dont know how to pick the winners, but were confident if you bought any of these stocks early on, youre still happy with your return today.Correction March 4th, 2019 A previous version of this article compared an Investment of $100 in BTC vs IPOs. In order to avoid confusion we are now only comparing investments into IPOs.This article originally appeared on How Much.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you sa y, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people

Saturday, November 23, 2019

How to be smarter with money 8 simple secrets

How to be smarter with money 8 simple secretsHow to be smarter with money 8 simple secretsEveryone wants to know what the next great investment is. But thats the wrong question. If you want to make money over the long haul, picking investments isnt the real aufgabe. When studies compare how well investments perform to how well investors perform theres always a gap. Investors alfruchtwein invariably do worse than the investments do.From The Behavior Gap Simple Ways to Stop Doing Dumb Things with MoneyThe studies typically compare investors actual returns in stock funds to the average returns of the funds themselves. Just to be clear, theyre trying to compare the returns investors get to the returns investments get. Is there really a difference? Oh, you bet there is. Typically, the studies find that the returns investors have earned over time are much lower than the returns of the average investment.So whats going on? The problem is ur behavior. We do dumb things like buying high and s elling low or choosing a stock that delivers a solid return - while paying twice that in interest on credit card debt. And if we continue to do dumb things it doesnt matter what the investment is well screw it up.A lot of financial advice is straightforward and simple (earn mora, spend less.) But then again so is most dieting advice (eat less, exercise more) and we just dont do it. Its simple - but leid easy.So who can lead us out of this trap? Carl Richards writes about personal finance for the New York Times and is the bestselling author of The Behavior Gap and The One-Page Financial Plan.He puts it quite simply Financial success is more about behavior than it is about skill.Lets get to it Reminder You canelend predict the futureThere is no perfect investment. Timing is always an issue. People said internet stocks just keep going up - and then 2000 happened. Buying a home was a surefire bet - and then 2008 rolled around.From The Behavior Gap Simple Ways to Stop Doing Dumb Thin gs with MoneyTrying to pick a stocks future growth path cousined on past growth is like trying to guess if a coin will come up heads or tails when you know that the last toss was a heads. The previous toss tells you nothing.Some people will argue But Apple climbed more than 4,000 percent from the end of 2000 to the end of 2010 Sure, but do you think its going to keep doing that forever? Of curse not. So were back to predicting the future. And, sadly, your Magic 8 Ball keeps saying, Reply hazy, try again.This shouldnt paralyze you. Youre going to invest your money somewhere. But you want to base your decisions on sound principles - not assumed outcomes that are always uncertain.(To learn more about the science of a successful life, check out my bestselling book here.)To really improve your finances over the long haul, you need a plan. No, it doesnt have to be some 200-page behemoth you will never ever look at and doesnt require you to analyze every cable and phone bill you received over the past 15 years.In fact, the plan can fit on an index card Ask what does money mean to me?Financial planning seems so overwhelming that our first response is to throw up our arms and beg any expert to just tell me what to do. But that doesnt work.Carl asked top financial managers to advise him as if he was a new client - but wouldnt let them ask him any questions. They just had to just make blind recommendations. And exactly zero of them could responsibly do it.Because financial decisions are often life decisions. And all of our lives - and our life goals - are different.From The Behavior Gap Simple Ways to Stop Doing Dumb Things with MoneyFinancial decisions almost always are life decisions. Before you decide on your financial goals, you need to choose your life goals. When you link financial decisions to life decisions, you encounter a whole different platzset of challenges. Each persons financial situation becomes unique, because their goals are unique. Its no longer ab out abstractions like a secure retirement or a college education- its about your vision of retirement, and your childs education. What brings you happiness may not bring your neighbor happiness- and a canned plan wont work for either one of you.And so the first - and most important - question to ask yourself is, What does money mean to me? (Yeah, I know, you didnt expect financial planning to sound like youre talking to a therapist.)Does money mean security? Opportunity? Freedom? Something else? Once you have that answer keep digging. You want to get a vision of what your real goals are along with an idea of your time horizons, risk tolerance and what kind of changes youre willing to make.Your plan doesnt need to be crystal clear and it can change. But youll need it as a North Star so that you dont go chasing every next big thing you read about in the newspaper or the hot stock Uncle Jack mentions at the holiday dinner table.If you have a spouse or partner youll want to have this discussion together because their North Star might be different than yours.Once you have an idea what money means to you, you want to be more concrete about your goals. Specify three big ones. Do you want to be all set for retirement 30 years from now? Or to put your kids through college in 15? Do you want to buy a house in 5 years? Or travel more in 2?Carl says the process is about realizing where you want to go, where you are now and then narrowing the gap. Because the primary question when evaluating any investment is, Will this help me reach my goals?(To learn more research backed tips on how to save money, click here.)And now that you know whats important, we can talk about behavior. And behavior often comes down to feelings.Feelings can be the most powerful things in our lives. Feelings can make memories that last. But if youre not carefulFeelings can be very expensiveWe buy high and sell low because we feel safe when we follow the pack. We hold on to our employers stock even when its not aligned with our goals because we feel loyal.And we trade stocks unnecessarily because it feels, well fun. Theres a word for that gambling.What can we all agree on about gambling? Its fun, exciting and something you would never recommend anyone use as the basis for their retirement or their kids education.Investing is not entertainment. Base your decisions on goals and principles, not on your feelings about whats going to happen. Dont play the stock market thats how you get played.(To learn the two-word morning ritual that will make you happy all day, click here.)But right now you may not have much cash to even think about investing. So whats a dead-simple way to abflug spending less?Use the 72-hour testObviously, you want to do what every financial advice column since the dawn of time recommends track your spending. Its boring - but as we just learned, boring is good. Spending less is important - but its not easy. How can we make it a little easier?Luckily, Jeff Be zos created a wonderful feature to help you control your spending. Its called your Amazon Shopping Cart. Face it, very few of the things you buy online need to be purchased immediately. From now on, anything you would have bought with one-click goes in your Shopping Cart for a mandatory 72-hour holding pattern.After three days, when the gimme-gimme-gimme emotions have died down, objectively ask if this thing is more important than getting closer to the goals on your one-page financial plan.From The One-Page Financial Plan A Simple Way to Be Smart About Your MoneyWhen I return to the site, I rarely feel as strongly about buying whats in my cart. So I delete those items, and in the process save myself a lot of money and the need to find more space. The nice thing about the 72-Hour Test is that very few things must be bought right now. The extra time provides a cushion were not saying no were simply not giving in to our urge for instant gratification.(To learn 5 secrets from neuroscien ce that will increase your attention span, click here.)So youre spending less. Cool. But how do you actually abflug saving - and without exerting any self-control?Automate good behaviorThe easiest way to not make dumb decisions is to not let yourself actually make the decisions. Most, if not all, online financial sites let you automate transactions.Let your Dr. Jekyll set up transfers to savings, payments of bills, and anything else important so your Mr. Hyde doesnt go on a spending spree.From The One-Page Financial Plan A Simple Way to Be Smart About Your MoneyInstead of forcing yourself to make these decisions again and again, make them automatic so your good intentions can turn into good behavior. You can automate your savings and your 401(k) allocations and make sure theyre automatically rebalanced, and I also suggest automating certain set payments, like mortgages or car loans The point is by making these decisions automatic, the temptation to cheat will decrease.(To learn 3 secrets from neuroscience that will help you quit bad habits without willpower, click here.)Youre spending a little less and painlessly saving more. Now how do you properly evaluate those investments that were purchased long before you read that insanely helpful blog post on personal finance?Use the overnight testYoure now a lot more clear on your financial goals. But you werent before when you purchased the investments youre currently holding. How do you get everything in alignment?From The Behavior Gap Simple Ways to Stop Doing Dumb Things with MoneyAsk yourself what you would do if someone came in and sold all of your investments overnight. The next morning you wake up and youre left with 100 percent cash in your account. Heres the test you can repurchase the same investments at no cost. Would you build the same portfolio? If not, what changes would you make? Why arent you making them now?(To learn the secret to never being frustrated again, click here.)Your current investments a re now aligned with your goals. So how do you start making new, good investments?Know the fundamental rules of investingNumber 1 Pay down debt.Number 2 Are you sure you cant pay down more debt?From The One-Page Financial Plan A Simple Way to Be Smart About Your MoneyIf youre holding on to debt with high interest rates, paying those debts down trumps just about any other financial investment you can make People who understand interest earn it. People who dont pay it.Think about it paying off debt has a guaranteed return. Literally, zero risk. You dont pay interest on what you dont owe. And debt always stands in the way of pursuing those goals you just defined.Number 3 make sure to diversify. By not putting all your eggs in one basket you reduce risk and often increase returns.From The One-Page Financial Plan A Simple Way to Be Smart About Your MoneyThe magic of diversification is that you can take two individual investments, which when viewed in isolation are individually risky, and blend them in a portfolio. Doing so creates an investment thats actually less risky than the individual components and often comes with a greater return. In finance, this is as close as we get to a free lunch.In finance, unsystematic risk is betting on a particular stock, sector or industry. This requires knowing the future. We want to eliminate unsystematic risk. We want to focus on systematic risk. That means betting on the system as a whole.From The One-Page Financial Plan A Simple Way to Be Smart About Your MoneyWhat you want instead is to take on systematic risk - this means youre invested in the concept of capitalism as a whole. Its based on the assumption that, despite the up-and-down nature of the market (and how terrifying the downs are), over long periods of time, it will continue to grow. Therefore, you want to own hundreds of stocks across the market sure, some of the companies you own will fail, but it wont really affect you because you spread your risk across a whole bunch.This means mutual funds are usually better than individual stocks. But whats the problem with mutual funds? Fees. You want to keep costs as low as possible.Tons of studies have tried to tease out what makes one mutual fund better than another. What was the only predictive variable they found that determined which investors made more money?From The One-Page Financial Plan A Simple Way to Be Smart About Your MoneyIt turns out that theres not a single variable that will help you identify how a mutual fund will perform- except for one. Cost. Which really just boils down to simple math the more you pay for your investments, the less money youll end up keeping.Beyond that, always review your one-page financial plan and ask if the investment helps you meet your goals. It does? Thats exciting But we now know not to trust excitement. Sounds too much like fun and fun is dangerous when investing.So have a friend or family member ask you three questions to make sure youre not making a mis takeIf I make this change and I am right, what impact will it have on my life?What impact will it have if Im wrong?Have I been wrong before?If the answers are little, horrendous and frequently you may want to consider a safer investment like, say, Russian roulette.(To see the schedule that very successful people follow every day, click here.)The final piece of advice is something you have always wished someone would tell you is the path to riches Be ignorant and lazyA huge mistake people make is reading too much short-term financial news that leaves them itchy to buy, sell, or otherwise gamble. Say it with me now you cant predict the future. And neither can the experts.But they need to make predictions every day nonetheless. This has the result of helping them keep their jobs and helping you lose money. The press doesnt write stories about people who saved their pennies, paid off their credit cards and made safe, boring investments over thirty years. (Yawn.)So do your homework in ad vance and then ignore the news. Daily updates just make you anxious and anxiety rarely leads to smart money decisions. Only pay attention to what really matters to your goals and what you can control. As Carl likes to say, Focus on your personal economy and stop worrying about the global one.Some people will push back But what about Black Swans If people had paid attention we could have avoided the 2008 crisis Well, theyve done research on the experts who correctly predict extreme shifts. And guess what?From The Behavior Gap Simple Ways to Stop Doing Dumb Things with MoneyThe guys who occasionally nail a very dramatic forecast are actually less reliable than their more middle-of-the-road colleagues. Keohane cites a 2010 study by Oxford economist Jerker Denrell and New York Universitys Christina Fang, who dug through data from the article Survey of Economic Forecasts in The Wall Street Journal. Denrell and Fang concluded that economists who correctly call the most unexpected events h ave worse long-term records than the rest of the pack.So set aside regular time to diligently plan - and then be lazy. At first it may seem terrifying to ignore the news but think of the time youll save not tracking the market, not trading and not listening to Jim Cramer shout.(To learn the 4 secrets to reading body language like an expert, click here.)Okay, weve covered a lot. Lets round it all upSum upThis is how to be smarter with moneyReminder You Cannot Predict The Future Timing the market isnt investing its gambling. And how would you react if I said I planned on funding my retirement through gambling?Ask, What Does Money Mean To Me? Make a simple plan and then make sure your investments serve it.Feelings Can Be Very Expensive Investing is boring. And make sure it stays that way. Dont play the market. Thats how you get played.Use the 72-Hour Test Very few things need to be bought immediately. Let them sit in your shopping cart for 3 days to prevent impulse buys. (The only ex ception is my book, which should be purchased immediately and in bulk.)Automate Good Behavior Until our robot overlords arrive, make sure to take advantage of our robot underlings. The best way to be consistent about good behavior is to automate it.Use The Overnight Test If all your investments got sold, which ones would you actually re-buy? And why doesnt your portfolio look like that now?Know The Fundamental Rules of Investing Pay off debt. Diversify. Keep costs low. Eliminate unsystematic risk.Be Ignorant And Lazy TMI is a bad idea with people youve just met and with investing. If your money is already hard at work, why interrupt it?Simple, but not easy. So plan, automate and be lazy so you can get out of your own way.Its not gambling, but that doesnt mean its not rewarding.Being smart with money is short-term boring, but long-term sexy.Join over 320,000 readers. Get a free weekly update via emailhere.Thisarticlefirst appeared in 2014 onBarking up the Wrong Tree.

Thursday, November 21, 2019

SoYour Cover Letter Kind Of Sucks

SoYour Cover Letter Kind Of SucksSoYour Cover Letter Kind Of SucksIf I read 1 mora blasted cover letter that starts off with, I am writing regarding the XYZ position you currently have available.News flash 1 we know you are writing, because this is called a L-E-T-T-E-R. And news flash 2 that opening sentence is 1001.01% B-O-R-I-N-GHeres what I want you to do instead say who you are, what you do, and the value you bring. And you know when youre going to say it? Immediately In the 1st sentenceNow, hold on a second, because before you even write that 1st sentence, I want you to do something super wild and crazy, likeI dont knowhmmm, lets seefind out what your audience wants, and actually give it to them.Whos your audience? The people who wrote the ad. What do they want? They wrote it in the ad.So theres a little exercise you need to do before jumping into the cover letter. It goes a little something like this you know how your computer has Windows in it? Make 1 window display the ad. Ma ke another window right next to it display a blank Word document where youre about to write your letter.Read the ad. While reading, make note in your Word document the important points and keywords from the ad. The important points very likely have to do with what the job entails, as well as what the qualifications are.small point of note EVERY ad says you need excellent written and verbal communication skills SKIP that. Dont write that down.The points youre going to write down will be things like these lets say the ad is for a Vice President, Marketing, and the job description says?Develop absatzwirtschaft plans and programs for each product & tafelgeschirr?Direct strategic and tactical promotional support?Offer information and commentary pertinent to considerations?Maintain relations with partners by organizing community-relations programs?Define company presence at conventions, annual meetings and seminars?Run short- and long-term market forecasts and reports?Influence products by evaluating current market trends and future needs?Lead marketing staff by recruiting, selecting, and orienting employees?Oversee maintenance of brand visual design and direct aesthetics of the company?Progress marketing staff by continuing educational and skill-building opportunitiesYou need to write down 5-7 of those points. Heres what you can write down in your Word doc?Develop marketing plans and programs?Maintain relations with partners by organizing community-relations programs?Define company presence at conventions, annual meetings and seminars?Run short- and long-term market forecasts and reports?Evaluating current market trends and future needs?Lead marketing staff?Oversee maintenance of brand visual design and direct aesthetics of the companyIn the same ad, the qualifications say? 10+ years of experience in marketing focused on B2B offerings? Experience leading a marketing team including hiring and mentoring? Proven ability to drive geschftliches miteinander initiatives? Experience building strategic plans, branding, and creative visualization? Exceptional analytics, leadership, organizational, and problem solving skills? Effective written, oral, and presentation communication skillsYou need to write down? 10+ years of experience in marketing focused on B2B offerings? Experience leading a marketing team including hiring and mentoring? Proven ability to drive business initiatives? Experience building strategic plans, branding, and creative visualizationLets start to put this all together. Instead of that snoozer of an opening line I am writing regarding the XYZ position you currently have available. You write an opener that tells who you are, what you do, and the value you bring. And your opening lines actually give the audience what they specifically said they wanted. Use the language from the ad, but not 100% verbatim. Ill put the parts from the ad in quotes here you will not put them in quotes in your letter.I am a marketing professional with 12 years of experience in B2B marketing, who has a record of success defining innovative marketing plans and programs and recruiting and leading marketing teams.As your letter continues, position your history, specific successes, and hard-core accomplishments as concrete examples of how youve done exactly whats in the ad.The cover letter that tells your audience what they want to hear is the cover letter that gets read